What are the standard card usage fees?

Stephanie Boukhari
2026-03-31T14:27:22Z

Fee Type | Amount
Card order fee* | £10 per card
Annual card fee | £10 per card
Card lock and unlock online / in-app | FREE
PIN Reveal online / in-app | FREE
View balances online / in-app | FREE
Merchant dispute admin for chargebacks | £20
Inactive card maintenance fee (monthly) | £2.50 per card
Inactive Operating Account maintenance fee (monthly) | £20 per operating account
Card replacement fee | £10 per card
ATM withdrawals | £3/€3/$3 per withdrawal. (ATM providers may apply additional charges)
FX on transactions in out-of-card currency** | 1.5%

* Also subject to payment of any additional delivery and courier related charges.

** These are transactions in any currency that is outside of the available currency balance held on the card at the time of purchase.

Fees will be debited in the base currency of the account/card, or currency equivalent.