How do I make a payment?

1. Go to the PAYMENTS screen from the left-hand menu and select the Single Payment tab. (You can also make batch payments under the Create Batch Payment tab.)
2. Select the Corporate and Operating Account you want to send the payment from.
3. If the recipient hasn’t been set up yet, click Create Recipient and follow the steps to add them.
4. Fill out the payment details in the online form. Click Confirm to review the payment summary and complete the transaction.

In order to make domestic or international payments, you need to first ensure you have access to our Payments & FX Services.

• Sign into your account and click on PAYMENTS in the left hand menu
• Switch to Single Payment at the top.
• Click GO TO PAYMENTS PLATFORM - if you see an error rather than the screen below, please contact your Administrator or help@centtrip.com to request access.

i. Get a quote and convert instantly

1. Enter the currencies and amount you want to convert into the 'QUICK QUOTE' box.
2. Choose a Delivery Type and click ‘Get a Quote’.
3. Review your rate and if happy, click ‘Buy’ to purchase the currency.

ii. Choose where to send your currency

Use the ‘Beneficiary’ / ‘Place in Holding’ toggle to choose whether to make a payment with your purchased currency, or to send it to your holding account for a future payment.

• Pay a beneficiary – click on the ‘Beneficiary’ dropdown and either select an existing payee, or click ‘Add new beneficiary’ and enter the relevant payment details. Click ‘Add another payment’ and select another beneficiary if you want to make multiple payments.
• Place in holding – funds will be sent to your foreign exchange holding accounts, which are separate to your USD Centtrip account.

Click ‘Continue’ when ready.

iii. Select a payment method

• Direct Debit is the default payment method, and enables you to pay for your currency without having to sign into a separate bank account and make a transfer. However, you can change this to a wire payment if required.

1. Select 'Holding Accounts' to view your balances in each currency.
2. Locate the currency you want to use for payment, and select 'Send Payment' under 'Actions'.
3. Enter the payment 'Amount'
4. Click on the ‘Beneficiary’ dropdown - select an existing payee, or ‘Add new beneficiary’.
5. Enter a 'Value Date' (i.e. the date payment should be sent).
6. Add your 'Payment Reference', such as an invoice.
7. If you need to make multiple payments, click 'Add another payment'.
8. Click 'Continue', then 'Complete Your Payment'.

Select 'Reports', and then 'Payment Tracker' Locate your payment and check the 'Status' column.

Payment Status Definitions -

• Initiated – payment has been submitted by an administrator on your account.
• Funded – funds have been debited from your bank account / holding account.
• Sent – payment has been sent and is on the way to your beneficiary / holding account, as per your instruction.
• Delivered – currency has now been credited to the relevant account.

**NOTE - this is only applicable to clients with an account on our USA Platform. How can I check this?

How to move USD Funds

1. Sign into your account and click on PAYMENTS in the left hand menu. Then, switch to Single Payment at the top.
2. Click GO TO PAYMENTS PLATFORM
3. Click 'Holding Accounts' to view your balance in each currency.
4. Locate your USD balance and select 'Send Payment' under 'Actions'.
5. Enter the 'Amount' you want to transfer.
6. Click on the ‘Beneficiary’ dropdown and select your own corporate bank account (or 'Add new beneficiary' to set up).
7. Enter a 'Value Date' (the date payment should be sent) and payment reference
8. Click Continue, and then 'Complete Your Payment'.
9. Once payment has been received, you can transfer funds to your Centtrip account.
10. Funds will be available to cards which spend from the shared balance, and you can transfer funds to your pre-load cards.

How to move non-USD Funds

Your Centtrip account can only hold funds in USD, so any other currencies will need to be converted before you can transfer them to your account.

1. Sign into your account and click on PAYMENTS in the left hand menu. Then, switch to Single Payment at the top.
2. Click GO TO PAYMENTS PLATFORM. Click: 'Send Payment'
3. Select USD under 'Currency To Pay' and the non-USD currency under 'Currency I have'.
4. Enter the 'Amount' you want to convert from your holding account.
5. Click ‘Beneficiary’ and select your corporate bank account (or 'Add new beneficiary' to set up).
6. Enter a 'Value Date' (the date payment should be sent) and a reference, then 'Continue'
7. Review the conversion quote and click 'Buy' to proceed.
8. Tick 'Use Operating account to fund'. Then, 'Complete Your Payment'
9. Once payment has been received, you can transfer funds to your Centtrip account.
10. Funds will be available to cards which spend from the shared balance, and you can transfer funds to your pre-load cards.